What Can You Buy on a HSA Card?

Health Savings Account (HSA) cards are a convenient way to pay for qualified medical expenses using pre-tax dollars. With an HSA card, you can purchase a variety of medical-related items and services. Some common things you can buy with your HSA card include:

• Prescription medications
• Doctor's office visits
• Dental care, including cleanings, fillings, and braces
• Vision care, such as eyeglasses, contact lenses, and eye exams
• Over-the-counter medications like pain relievers, first aid supplies, and allergy medicine
• Medical equipment like blood pressure monitors, crutches, and wheelchairs
• Mental health services, including therapy sessions and counseling

It's important to note that not all medical expenses are eligible for purchase with an HSA card. Non-qualified purchases may incur penalties and taxes. Be sure to check with your HSA provider or the IRS for a comprehensive list of eligible expenses.

Health Savings Account (HSA) cards are an incredibly useful financial tool that allow you to pay for qualified medical expenses with pre-tax dollars, maximizing your healthcare budget. The items you can buy with your HSA card include a variety of essential services and products like:

• Your prescription medications which are vital for managing chronic conditions.
• Doctor's office visits to keep check on your overall health.
• Comprehensive dental care, including everything from regular check-ups to major treatments like braces.
• Vision care necessities such as glasses, contact lenses, and essential eye exams to maintain good eyesight.
• Over-the-counter medications that alleviate common ailments, including pain relievers and allergy medications.
• Durable medical equipment like mobility aids and monitors that can greatly assist your health management.
• Crucial mental health services, providing access to therapy and counseling that supports your emotional well-being.

Remember to keep track of your purchases as not all expenses qualify for HSA use. It’s always advisable to confirm with your HSA provider or IRS guidelines for a complete list of eligible expenses to avoid penalties and ensure you are using your funds wisely.