What Can You Buy on an HSA Card? - Understanding HSA Eligible Expenses

Health Savings Accounts (HSAs) offer a convenient way to save and pay for medical expenses, but what exactly can you buy with an HSA card? Let's explore the wide range of eligible expenses:

- Prescription medications

- Doctor's visits and consultations

- Dental care, including cleanings, fillings, and braces

- Vision care, like eye exams, glasses, and contact lenses

- Over-the-counter medications with a prescription

- First aid supplies and bandages

- Mental health services, such as therapy sessions

- Smoking cessation programs

- Certain medical supplies or equipment prescribed by a healthcare professional

It's important to keep in mind that not all expenses may be eligible for HSA reimbursement. Always check with your HSA provider or refer to IRS guidelines for a comprehensive list of qualified medical expenses.


Health Savings Accounts (HSAs) are invaluable tools for managing medical expenses. With an HSA card, you can purchase essential items, including:

- Prescription medications that might otherwise strain your budget.

- Routine check-ups and doctor's visits to stay proactive about your health.

- Comprehensive dental care encompassing everything from regular cleanings to orthodontic work.

- Vision care services to ensure you keep your sight sharp, like prescriptions for glasses or contact lenses.

- Over-the-counter medications, but remember to get a prescription to use your HSA funds.

- First aid supplies such as bandages and antiseptics that every home should have.

- Mental health services for therapy or counseling sessions to support your emotional well-being.

- Programs aimed at smoking cessation, helping you kick the habit for good.

- Medical supplies like crutches or mobility aids prescribed by your healthcare provider.

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