What Can You Buy Over the Counter (OTC) with HSA? - HSA Awareness

If you have a Health Savings Account (HSA), you may wonder what you can purchase over the counter (OTC) using your HSA funds. OTC items provide a convenient way to address minor health needs without a prescription or a visit to the doctor.

With your HSA, you can buy a variety of OTC products, including:

  • Pain relievers like ibuprofen and acetaminophen
  • Allergy medications such as antihistamines
  • Cough and cold remedies
  • First aid supplies like bandages and antiseptics
  • Digestive aids like antacids and laxatives

These are just a few examples of the many OTC items that are eligible for purchase with your HSA funds.


Many people with a Health Savings Account (HSA) often find themselves curious about the variety of over-the-counter (OTC) products they can acquire using their HSA funds. These items not only assist in managing minor health issues but also help you save money without needing a prescription.

With your HSA, you can purchase a wide range of OTC items, such as:

  • Pain relievers, including both ibuprofen and acetaminophen, to relieve headaches and minor aches.
  • Allergy medications, particularly antihistamines, that bring relief during allergy season.
  • Cough and cold remedies to help soothe symptoms during flu and cold outbreaks.
  • First aid supplies, including bandages, antiseptics, and gauze, essential for treating minor injuries.
  • Digestive aids like antacids and laxatives, which can help ease stomach discomfort.

These products are just a glimpse into the broad array of OTC items that are eligible for purchase with your HSA funds, providing you with both convenience and savings!

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