What Can You Buy Over the Counter (OTC) with HSA? - HSA Awareness

Check eligibility on the go — browse 7,000+ HSA-eligible products in the free app.

Eligible OTC purchases with HSA funds

If you have a Health Savings Account (HSA), you may wonder what you can purchase over the counter (OTC) using your HSA funds. OTC items provide a convenient way to address minor health needs without a prescription or a visit to the doctor.

With your HSA, you can buy a variety of OTC products, including:

• Pain relievers like ibuprofen and acetaminophen
• Allergy medications such as antihistamines
• Cough and cold remedies
• First aid supplies like bandages and antiseptics
• Digestive aids like antacids and laxatives

Examples of OTC items and benefits

These are just a few examples of the many OTC items that are eligible for purchase with your HSA funds.

Many people with a Health Savings Account (HSA) often find themselves curious about the variety of over-the-counter (OTC) products they can acquire using their HSA funds. These items not only assist in managing minor health issues but also help you save money without needing a prescription.

With your HSA, you can purchase a wide range of OTC items, such as:

• Pain relievers, including both ibuprofen and acetaminophen, to relieve headaches and minor aches.
• Allergy medications, particularly antihistamines, that bring relief during allergy season.
• Cough and cold remedies to help soothe symptoms during flu and cold outbreaks.
• First aid supplies, including bandages, antiseptics, and gauze, essential for treating minor injuries.
• Digestive aids like antacids and laxatives, which can help ease stomach discomfort.

Reminder that many OTC items qualify

These products are just a glimpse into the broad array of OTC items that are eligible for purchase with your HSA funds, providing you with both convenience and savings!