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What Can You Buy with a Fidelity HSA Debit Card?

Published June 4, 2024

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Short answer: You can use a Fidelity HSA debit card to pay for qualified healthcare expenses, including prescriptions, medical appointments, dental and vision care, and eligible additional items like sunscreen (SPF 30+).

Using Fidelity HSA debit card

Utilizing a Fidelity HSA debit card offers a convenient way to access your Health Savings Account funds for eligible healthcare expenses.

Using your Fidelity HSA debit card is a straightforward method for paying for qualified healthcare expenses directly from your Health Savings Account. It allows you to easily manage your healthcare costs without hassle.

Primary eligible healthcare purchases

Here are some items you can purchase with your Fidelity HSA debit card:

  • Prescription medications
  • Doctor visits and medical appointments
  • Dental and vision care
  • Medical supplies such as bandages, blood pressure monitors, etc.
  • Laboratory fees and tests
  • Physical therapy sessions
  • Mental health services
  • Health screenings and preventive care

Eligible purchases include:

  • Prescription medications, which are often a significant part of many individuals' healthcare expenses.
  • Doctor visits and medical appointments, ensuring you never skip that necessary check-up.
  • Dental and vision care to maintain your overall health.
  • Medical supplies such as bandages and blood pressure monitors, making it convenient to handle home healthcare.
  • Laboratory fees and tests to keep track of your medical needs.
  • Physical therapy sessions, essential for recovery from injuries.
  • Mental health services, recognizing the importance of mental well-being.
  • Health screenings and preventive care, helping you stay proactive about your health.

Additional eligible nonstandard items

Aside from these healthcare-related expenses, some additional eligible items that you can buy with your Fidelity HSA debit card include:

  • Sunscreen with SPF 30 or higher
  • Acne treatments
  • Chiropractic services
  • Over-the-counter medications (with a prescription)
  • Fertility treatments
  • Weight-loss programs for specific medical conditions

Not only can you buy these healthcare necessities with your Fidelity HSA debit card, but also a range of additional eligible items:

  • Sunscreen with SPF 30 or higher, which is vital for skin protection and health.
  • Acne treatments for clearer skin.
  • Chiropractic services to maintain spinal health.
  • Over-the-counter medications (with a prescription), which can provide immediate relief when needed.
  • Fertility treatments to support family planning.
  • Weight-loss programs for specific medical conditions, demonstrating HSA's broader health support.

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