What Can You Buy with an HSA Card? - A Guide to Health Savings Account Expenses

Health Savings Accounts (HSAs) offer a great way to save for medical expenses with tax advantages. One of the conveniences of an HSA is the ability to use an HSA card to pay for eligible expenses.

So, what can you buy with an HSA card? Here are some common items and services you can purchase:

  • Prescription medications
  • Doctor's visits and consultations
  • Dental care, including cleanings and procedures
  • Eye exams, glasses, and contact lenses
  • Medical equipment like blood pressure monitors or crutches

While these are just a few examples, there is a wide range of eligible expenses that you can pay for with your HSA card.

It's important to note that not all expenses are eligible, so it's best to check with your HSA provider or refer to the IRS guidelines to ensure your purchases qualify.


Health Savings Accounts (HSAs) not only provide a tax-efficient way to save for medical expenses, but they also offer incredible flexibility with the use of an HSA card. With this card, you can effortlessly pay for a variety of eligible expenses, allowing you to focus on your health without the added stress of finances.

When considering what you can buy with your HSA card, here are some commonly covered items:

  • Prescription drugs, which can significantly reduce your out-of-pocket medical costs.
  • Visits to your doctor, including check-ups, vaccinations, and specialist consultations.
  • Dental services such as cleanings, fillings, and orthodontics, which are crucial for maintaining oral health.
  • Vision care including eye exams, glasses of all types, and contact lenses to ensure you can see clearly.
  • Various medical equipment like crutches, blood sugar monitors, and more that support your health needs.

It’s crucial to be aware that not all purchases qualify, so consulting your HSA provider or the IRS guidelines is a smart way to ensure your spending aligns with eligibility criteria.

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