What Can You Buy with HSA 2021?

Health Savings Accounts (HSAs) are a valuable tool for managing healthcare expenses. One common question that arises is, 'What can you buy with HSA in 2021?' The good news is that the list of eligible expenses you can purchase with your HSA funds is quite extensive, allowing you to cover various healthcare costs.

Here are some of the items and services you can purchase with your HSA funds in 2021:

  • Prescription medications
  • Doctor's office visits
  • Dental care, including cleanings, fillings, and braces
  • Eye care, such as exams, glasses, contact lenses, and LASIK surgery
  • Over-the-counter medications and supplies with a prescription
  • Medical equipment like crutches, wheelchairs, and bandages
  • Mental health counseling and therapy sessions

It's important to note that the eligibility of expenses may vary, so it's always recommended to check with your HSA provider or the Internal Revenue Service (IRS) for the most up-to-date information.


Health Savings Accounts (HSAs) provide a flexible way to cover healthcare expenses, offering vast eligibility. If you're wondering about the question, 'What can you buy with HSA in 2021?' you'll be pleased to find it's a long list. With your HSA funds, you can cover essential items like:

  • Prescription medications to manage chronic conditions.
  • Doctor's office visits for routine check-ups and acute care.
  • Comprehensive dental care, including preventive cleanings and necessary procedures, like fillings or braces.
  • Eye care services encompassing exams, prescription glasses, contact lenses, and corrective surgeries like LASIK.
  • Over-the-counter medications and supplies, especially those prescribed by a doctor.
  • Medical equipment, ranging from crutches to wheelchairs, which can significantly impact your quality of life.
  • Mental health services, such as therapy and counseling sessions, which are crucial for overall well-being.

Always ensure to validate the eligibility of your expenses by consulting with your HSA provider or the IRS, as they may update their stipulations annually.

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