What Can You Buy With an HSA Card in 2023?

With a Health Savings Account (HSA), you have the flexibility to use your HSA card to pay for various medical expenses and eligible products. In 2023, the list of items you can purchase with your HSA card is quite extensive, providing you with ample ways to utilize your healthcare funds effectively.

Here are some common products and services you can buy with your HSA card in 2023:

  • Prescription medications
  • Doctor's office visits and consultations
  • Dental care, including cleanings, fillings, and orthodontics
  • Eye exams, glasses, and contact lenses
  • Over-the-counter (OTC) medications with a prescription
  • Physical therapy and chiropractic services
  • Mental health counseling and therapy
  • Medical equipment like blood pressure monitors and crutches

It's important to note that eligible expenses may vary depending on your specific insurance plan and HSA provider. Always refer to the IRS guidelines and your plan documents to ensure compliance and avoid any penalties.


With a Health Savings Account (HSA), you can utilize your HSA card to manage various out-of-pocket medical expenses conveniently. In 2023, a wide array of eligible products and services are available, ensuring you get the most out of your healthcare funds.

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