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What Can You Buy With HSA Card? Understanding HSA Eligible Expenses

Published June 4, 2024

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Short answer: You can purchase many eligible healthcare products and services with an HSA card, but not all expenses are eligible for reimbursement.

What an HSA card can buy

Health Savings Accounts (HSAs) offer a unique way to save money for medical expenses while enjoying tax benefits. If you have an HSA card, you may wonder what you can purchase with it.

With an HSA card, you can buy a variety of healthcare products and services, including but not limited to:

  • Prescription medications
  • Over-the-counter medications (with a prescription)
  • Medical supplies such as bandages and crutches
  • Dental care including cleanings, fillings, and braces
  • Vision care like eye exams, eyeglasses, and contact lenses
  • Psychological counseling and therapy

Examples of eligible health expenses

These are just a few examples of what you can purchase with your HSA card. It's important to note that not all expenses are eligible for HSA reimbursement.

Health Savings Accounts (HSAs) are a fantastic way to budget for your healthcare expenses while also securing valuable tax advantages. With your HSA card in hand, you can purchase many essential healthcare items and services.

Using your HSA card, you can cover expenses such as:

  • Prescription medications, which are critical for managing chronic conditions.
  • Eligible over-the-counter medications, but remember, a prescription is often required.
  • Medical supplies, including first-aid kits, bandages, and crutches, to help with recovery.
  • Dental care services, encompassing everything from routine cleanings and fillings to orthodontic work like braces.
  • Vision care expenses such as eye exams, eyeglasses, and contact lenses, ensuring you maintain your eyesight.
  • Mental health services, including psychological counseling and therapy, for your mental well-being.

Reminder to check HSA eligibility

These are just a few examples of the numerous healthcare purchases you can make with your HSA card, so be sure to keep track of what's eligible and what isn't for seamless reimbursement.

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