What can you include in dependant care for hsa?

Check eligibility on the go — browse 7,000+ HSA-eligible products in the free app.

Eligible dependent care expenses for HSA

When it comes to using your Health Savings Account (HSA) for dependent care, there are various expenses that you can include to take care of your loved ones. Here are some of the popular options:

• Childcare services for children under the age of 13
• Care for disabled dependents of any age
• Summer day camps
• Before and after school care programs
• Nursery school costs
• Adult day care services for elderly dependents

Using your Health Savings Account (HSA) for dependent care can significantly ease your financial burden, especially when it comes to ensuring the well-being of your loved ones. Here are some common expenses you can use your HSA for:

• Childcare services for infants and children under 13 years old, helping parents manage their work-life balance.
• Care for disabled dependents, benefits extending beyond age restrictions.
• Summer day camps that provide a safe and productive environment for your children during school break.
• Before and after school care programs necessary for working parents.
• Costs associated with nursery school, giving your little ones a head start in education.
• Adult day care services offering support for elderly dependents who require assistance.

Work, school, and qualified dependent rules

It's important to note that the dependent care expenses must be incurred so that you and your spouse can work, look for work, or attend school full-time. Additionally, the care must be provided for a qualified dependent, which typically includes children, disabled adults, or elderly family members who depend on you for care.

Keep in mind, these dependent care expenses have to be necessary for you and your spouse to work, search for job opportunities, or attend full-time education. Also, remember that the care services must be provided for a qualifying dependent to be eligible for HSA payment.