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What Can You Purchase with Fidelity HSA? - Understanding Your Options

Published June 6, 2024

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Short answer: With a Fidelity HSA, you can purchase qualified medical expenses, eligible OTC items, mental health services, and wellness programs, and you should keep receipts to substantiate purchases.

Qualified medical, OTC, and mental health

When it comes to managing your health savings account (HSA) with Fidelity, you may wonder what purchases are eligible with this account. An HSA is a valuable tool that allows you to save money for qualified medical expenses while enjoying tax benefits. Here's a guide to understanding what you can purchase with your Fidelity HSA:

1. Medical Expenses:

  • Doctor visits
  • Prescription medications
  • Medical equipment
  • Dental care
  • Eye care

2. Over-the-Counter (OTC) Items:

  • Allergy medicine
  • Pain relief medication
  • First aid supplies
  • Menstrual care products
  • And more

3. Mental Health Services:

  • Therapy sessions
  • Counseling services
  • Psychiatric care

Wellness programs and keeping receipts

4. Wellness Programs:

  • Gym memberships
  • Weight loss programs
  • Smoking cessation programs

Remember that it's crucial to keep receipts for all purchases made with your Fidelity HSA to substantiate them as qualified medical expenses during tax season. By using your HSA funds for eligible expenses, you can make the most of your healthcare savings.

With a Fidelity HSA, you have the flexibility to manage your healthcare costs effectively. Besides common medical expenses like doctor visits and prescription medications , your HSA can cover a wide array of qualified expenses . It’s not just about the medical care ; it’s about investing in your overall well-being!

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