What Can You Use an HSA Card On? - Understanding HSA Eligible Expenses

If you have a Health Savings Account (HSA), you may wonder what expenses you can use your HSA card on.

With an HSA card, you can pay for various healthcare expenses, including:

  • Doctor visits and consultations
  • Prescription medications
  • Dental care, including cleanings, fillings, and orthodontics
  • Eye exams, glasses, and contact lenses
  • Medical procedures and surgeries
  • Mental health services
  • Chiropractic care
  • Acupuncture
  • Physical therapy
  • Medical supplies and equipment

It's important to note that not all healthcare expenses are HSA-eligible. Some items that are not covered include:

  • Over-the-counter medications without a prescription
  • Health club memberships
  • Cosmetic procedures
  • Non-prescription eyewear
  • Some alternative therapies
  • Medical expenses incurred before opening the HSA

Be sure to keep all receipts for HSA purchases, as you may need them for tax purposes or to verify HSA-eligible expenses.


Having a Health Savings Account (HSA) opens up a world of possibilities for paying your healthcare expenses. With your HSA card, you can cover a wide range of medical costs, which is not only beneficial but can also ease the financial burden during unexpected health issues.

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