What Can You Use an HSA Card On? - Understanding HSA Eligible Expenses

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Qualified HSA card healthcare expense types

If you have a Health Savings Account (HSA), you may wonder what expenses you can use your HSA card on.

With an HSA card, you can pay for various healthcare expenses, including:

• Doctor visits and consultations
• Prescription medications
• Dental care, including cleanings, fillings, and orthodontics
• Eye exams, glasses, and contact lenses
• Medical procedures and surgeries
• Mental health services
• Chiropractic care
• Acupuncture
• Physical therapy
• Medical supplies and equipment

Non-eligible expenses and recordkeeping tips

It's important to note that not all healthcare expenses are HSA-eligible. Some items that are not covered include:

• Over-the-counter medications without a prescription
• Health club memberships
• Cosmetic procedures
• Non-prescription eyewear
• Some alternative therapies
• Medical expenses incurred before opening the HSA

Be sure to keep all receipts for HSA purchases, as you may need them for tax purposes or to verify HSA-eligible expenses.

Having a Health Savings Account (HSA) opens up a world of possibilities for paying your healthcare expenses. With your HSA card, you can cover a wide range of medical costs, which is not only beneficial but can also ease the financial burden during unexpected health issues.