What Contraception is Eligible for HSA? - Understanding HSA Rules and Options

When it comes to managing your health, it's essential to stay informed about what expenses are eligible for your Health Savings Account (HSA). One common question that arises is which types of contraception are considered eligible for HSA reimbursement.

Contraceptive methods approved for HSA reimbursement include:

  • Birth control pills prescribed by a healthcare provider
  • Contraceptive patches
  • Contraceptive injections
  • Contraceptive rings
  • Diaphragms
  • IUDs (Intrauterine Devices)

It's important to note that over-the-counter contraceptive products such as condoms are not typically eligible for HSA reimbursement, unless prescribed by a healthcare provider.

By understanding which contraception methods are eligible for HSA reimbursement, you can plan your healthcare expenses more effectively and make the most of your HSA benefits.


Managing your healthcare expenses means understanding what costs are eligible for HSA reimbursement. When it comes to contraception, several methods qualify, making it easier for you to access necessary health services without breaking the bank.

The following contraceptive methods qualify for HSA reimbursement:

  • Birth control pills with a prescription from your doctor
  • Hormonal contraceptive patches
  • Contraceptive injections, such as Depo-Provera
  • Vaginal contraceptive rings
  • Diaphragms that require a prescription
  • IUDs (Intrauterine Devices) that are medically advised

On the other hand, while over-the-counter products like condoms are a popular choice, they typically don’t qualify for HSA reimbursement unless specifically prescribed by your healthcare provider. Being informed about your eligibility can empower you to optimize your HSA benefits effectively.

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