What Costs Can You Cover Through a Health Savings Account (HSA)?

Check eligibility on the go — browse 7,000+ HSA-eligible products in the free app.

Qualified medical, dental, vision expenses

Health Savings Accounts (HSAs) are a valuable tool that can help you save money while covering a variety of healthcare costs. Here's a breakdown of the expenses you can cover using your HSA:

✔️ Medical expenses such as doctor visits, prescriptions, and medical procedures

✔️ Dental care including cleanings, fillings, braces, and dentures

✔️ Vision care like eye exams, glasses, contact lenses, and LASIK surgery

✔️ Mental health services including therapy sessions and counseling

Other covered services and supplies

✔️ Over-the-counter medications and supplies with a prescription

✔️ Long-term care services and insurance premiums

✔️ Certain alternative treatments like acupuncture or chiropractic care deemed medically necessary

✔️ Health insurance premiums if you're over 65, unemployed, or receiving COBRA benefits

✔️ Transportation costs to get to medical appointments

Health Savings Accounts (HSAs) provide a flexible way for you to save on healthcare costs. By putting aside pre-tax money, you can cover a wide array of medical expenses, giving you peace of mind. Here’s a comprehensive look at the various expenses eligible for HSA coverage:

Comprehensive list of eligible expenses

✔️ Medical expenses like doctor appointments, hospital visits, prescriptions, and necessary medical procedures.

✔️ Dental services, which encompass everything from regular cleanings to braces, fillings, and dentures, making sure your smile is well cared for.

✔️ Vision care, including eye exams, prescription glasses, and contact lenses, or even corrective surgeries like LASIK, ensuring that you can see the world clearly.

✔️ Mental health services are also covered, such as therapy sessions and counseling, helping you maintain your mental well-being.

✔️ You can even use your HSA for over-the-counter medications, provided you have a prescription, making it easier to manage everyday health needs.

✔️ Long-term care services and associated insurance premiums can be financed, offering financial relief for extended health care needs.

✔️ Certain alternative treatments deemed medically necessary, like acupuncture and chiropractic care, can also be covered under your HSA.

✔️ Health insurance premiums can be taken care of if you’re over 65, unemployed, or participating in COBRA benefits, giving you comprehensive coverage options.

✔️ Additionally, your HSA can help cover transportation costs incurred while traveling to and from medical appointments, easing the burden of healthcare logistics.