What Does My HSA Account Cover? - A Comprehensive Guide

Health Savings Accounts (HSAs) are a valuable tool for managing healthcare expenses and saving for the future. If you're wondering what your HSA account covers, you've come to the right place!

HSAs cover a wide range of medical expenses, including:

• Doctor's visits
• Prescriptions
• Hospital stays
• Dental care
• Vision care
• Mental health services

Additionally, HSAs can be used to cover a variety of other health-related expenses that you may not have considered, such as:

• Acupuncture
• Chiropractic care
• Physical therapy
• Medical equipment
• Smoking cessation programs

It's important to keep in mind that not all expenses are eligible for HSA coverage. Some common items that are not covered include:

• Over-the-counter medications
• Cosmetic procedures
• Health club dues
• Insurance premiums
• Non-prescription sunglasses

When using your HSA funds, it's essential to keep detailed records of your expenses to ensure they comply with IRS guidelines. By understanding what your HSA account covers, you can make informed decisions about your healthcare and financial well-being.

Wondering what your Health Savings Account (HSA) can do for you? Understanding the coverage it provides can open doors to better financial and health management.