What ETFs to Buy for Your HSA Account

When it comes to investing your Health Savings Account (HSA), Exchange-Traded Funds (ETFs) can be a great option for long-term growth and diversification.

ETFs are like mutual funds but trade on the stock exchange, offering flexibility and lower expense ratios. Here are some ETFs that you may consider for your HSA account:

  • Vanguard Total Stock Market ETF (VTI)
  • iShares Core S&P 500 ETF (IVV)
  • Schwab U.S. Small-Cap ETF (SCHA)
  • Vanguard FTSE Developed Markets ETF (VEA)
  • iShares MSCI Emerging Markets ETF (EEM)

These ETFs cover a range of asset classes and geographies, providing you with a diversified portfolio within your HSA. Prioritize funds that align with your investment goals and risk tolerance.

Remember to do your own research or consult a financial advisor before investing in any ETFs for your HSA.


When investing your Health Savings Account (HSA), it's crucial to consider Exchange-Traded Funds (ETFs) as they provide both long-term growth potential and a way to diversify your portfolio.

ETFs offer a unique blend of benefits, much like mutual funds; however, they trade on stock exchanges, which allows for more flexibility and usually comes with lower expense ratios. Some top ETFs to consider adding to your HSA account include:

  • Vanguard Total Stock Market ETF (VTI)
  • iShares Core S&P 500 ETF (IVV)
  • Schwab U.S. Small-Cap ETF (SCHA)
  • Vanguard FTSE Developed Markets ETF (VEA)
  • iShares MSCI Emerging Markets ETF (EEM)

These ETFs provide a diverse range of asset classes and geographies, ensuring your HSA investment aligns with your overall financial strategy. It's important to select funds that not only match your risk tolerance but also fit your specific investment goals.

Before making any investment decisions, don’t hesitate to conduct thorough research or seek advice from a financial advisor.

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