HSA Shop logoHSA Shop

HSA Guide

What ETFs to Buy for Your HSA Account

Published June 22, 2024

Check eligibility on the go — browse 7,000+ HSA-eligible products in the free app.

Get the app
Short answer: Yes—ETFs can support long-term growth and diversification in an HSA, and the article suggests researching or consulting an advisor before investing.

Why ETFs fit HSA investing goals

When it comes to investing your Health Savings Account (HSA), Exchange-Traded Funds (ETFs) can be a great option for long-term growth and diversification.

ETFs are like mutual funds but trade on the stock exchange, offering flexibility and lower expense ratios. Here are some ETFs that you may consider for your HSA account:

These ETFs cover a range of asset classes and geographies, providing you with a diversified portfolio within your HSA. Prioritize funds that align with your investment goals and risk tolerance.

When investing your Health Savings Account (HSA), it's crucial to consider Exchange-Traded Funds (ETFs) as they provide both long-term growth potential and a way to diversify your portfolio.

  • Vanguard Total Stock Market ETF (VTI)
  • iShares Core S&P 500 ETF (IVV)
  • Schwab U.S. Small-Cap ETF (SCHA)
  • Vanguard FTSE Developed Markets ETF (VEA)
  • iShares MSCI Emerging Markets ETF (EEM)

ETFs offer a unique blend of benefits, much like mutual funds; however, they trade on stock exchanges, which allows for more flexibility and usually comes with lower expense ratios. Some top ETFs to consider adding to your HSA account include:

  • Vanguard Total Stock Market ETF (VTI)
  • iShares Core S&P 500 ETF (IVV)
  • Schwab U.S. Small-Cap ETF (SCHA)
  • Vanguard FTSE Developed Markets ETF (VEA)
  • iShares MSCI Emerging Markets ETF (EEM)

These ETFs provide a diverse range of asset classes and geographies, ensuring your HSA investment aligns with your overall financial strategy. It's important to select funds that not only match your risk tolerance but also fit your specific investment goals.

Do research or consult an advisor

Remember to do your own research or consult a financial advisor before investing in any ETFs for your HSA.

Before making any investment decisions, don’t hesitate to conduct thorough research or seek advice from a financial advisor.

Free App

Browse 7,000+ HSA-Eligible Products

Search by symptom, get price alerts, and build your HSA shopping list — all in the free app.

← Back to all articles