What Expenses Can I Pay for with My HSA? - Comprehensive Guide to HSA Expenses

Health Savings Accounts (HSAs) are a great way to save and pay for medical expenses tax-free. If you're wondering what expenses you can cover with your HSA funds, you'll be pleased to know that there is a wide range of eligible expenses:

  • Doctor's visits
  • Prescription medications
  • Dental care
  • Eye exams and glasses
  • Physical therapy
  • Medical equipment like crutches or wheelchairs
  • Mental health services
  • Acupuncture
  • Chiropractic care

These are just a few examples of the many expenses that you can pay for with your HSA funds. It's important to keep track of your expenses and save your receipts in case you need them for tax purposes.


Health Savings Accounts (HSAs) provide an excellent means to save on medical costs while enjoying tax benefits. With your HSA funds, you can cover an array of expenses that go beyond just doctor's visits. Here’s a more extensive list of HSA-eligible expenses:

  • Co-payments for office visits
  • Prescription medications
  • Routine dental care, including cleanings
  • Eye exams, prescription glasses, and contact lenses
  • Physical therapy sessions to aid recovery
  • Durable medical equipment such as crutches, wheelchairs, and oxygen equipment
  • Mental health services, including counseling and therapy sessions
  • Acupuncture treatments
  • Massage therapy for medical purposes
  • Chiropractic adjustments
  • Diagnostic tests like blood work
  • Breastfeeding supplies, including pumps and kits

Remember to save all your paperwork! Keeping track of your expenses helps in monitoring your spending and managing your HSA efficiently.

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