What Function Do You Hit When Using Your Optum HSA Card at an ATM Machine?

When using your Optum HSA card at an ATM machine, you would typically hit the 'Checking' function. This is because your Optum HSA card is linked to a checking account that holds the funds for your health savings account.

By hitting the 'Checking' function, you can access the funds in your HSA account just like you would with a regular checking account. Here are some key points to keep in mind:

  • Make sure to select the 'Checking' option on the ATM screen
  • Enter your PIN for security purposes
  • You can withdraw cash or transfer funds from your HSA account

Using your Optum HSA card at an ATM machine is a convenient way to access your HSA funds when needed.


When you reach for your Optum HSA card at the ATM, you'll want to choose the 'Checking' function to make the most of your health savings account funds. It's just like withdrawing cash from your regular checking account, ensuring a hassle-free experience.

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