What Happens If I Don't Use All My HSA?

Health Savings Accounts (HSAs) are a valuable tool for managing healthcare expenses, but what happens if you don't use all the money in your HSA? Let's explore the options:

Roll Over for Future Use

One of the best things about HSAs is that the funds roll over year after year. Unlike Flexible Spending Accounts (FSAs), which have a

Health Savings Accounts (HSAs) are an incredible resource for managing healthcare costs effectively. But what happens if you find yourself with unused funds in your HSA at the end of the year? Let's dive into your options and how you can best use these savings in the long run.

Roll Over for Future Use

One of the most appealing features of HSAs is that the funds are allowed to roll over year after year. Unlike Flexible Spending Accounts (FSAs), where funds may expire, your HSA balance can continue to grow, giving you flexibility and peace of mind for future medical expenses.