What If I Don't Have All Receipts from HSA?

Having all your receipts for Health Savings Account (HSA) expenses is essential for proper record-keeping and claim substantiation. However, situations may arise where you find yourself missing some receipts. So, what should you do if you don't have all receipts from your HSA?

Firstly, don't panic. There are steps you can take to address this issue:

  • Contact the merchant: Reach out to the merchant where you made the purchase and request a duplicate receipt.
  • Check your accounts: Review your bank or credit card statements to locate transactions related to your HSA expenses.
  • Use online tools: Many HSA providers offer online portals where you can access and download past transactions.
  • Keep detailed notes: Document all attempts made to retrieve missing receipts for future reference.

While not having all receipts can make the reimbursement process challenging, having alternative documentation and a proactive approach can help support your claims.


It's understandable to worry about missing receipts for your Health Savings Account (HSA) expenses, but rest assured, you can navigate this situation without too much hassle. If you find yourself in this predicament, remember that you can always reach out to your health care provider or pharmacy to request a photocopy of your receipt, as they often keep transaction records for their customers.

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