What If My HSA Deposit Doesn't Post Until After 12/31?

Having your HSA deposit not post until after 12/31 can be worrying, but fret not! Your contributions to your HSA account will still count towards the tax year they were intended for as long as they're made before the tax filing deadline.

Here's what you need to know:

• If your HSA deposit is delayed and posts after 12/31, you can still claim it for the previous tax year as long as the contribution was made before the tax deadline, usually April 15.
• Ensure that your total contributions don't exceed the IRS annual limits for HSA contributions for the year in question.
• Check with your HSA provider to confirm the posting date and ensure accurate reporting on your taxes.

If your HSA deposit doesn't appear until after 12/31, it's important not to panic! As long as your contribution is made before the tax filing deadline, which is typically April 15, it can still be attributed to the previous tax year.