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What is Covered by HSA 2018?

Published August 10, 2024

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Short answer: In 2018, HSA coverage includes doctor visits, prescription medications, hospital stays, dental and vision care, mental health services, medical equipment and supplies, and preventive care services; HSA funds can also pay certain insurance premiums, long-term care insurance, COBRA premiums, and qualified expenses for spouses and dependents.

What HSA covers in 2018

Health Savings Accounts (HSAs) are a valuable tool for managing healthcare expenses and saving money. Coverage under HSA in 2018 includes a wide range of medical services and products that can be paid for using HSA funds.

Here is a breakdown of what is covered by HSA in 2018:

  • Doctor visits
  • Prescription medications
  • Hospital stays
  • Dental care
  • Vision care
  • Mental health services
  • Medical equipment and supplies
  • Preventive care services

Other eligible HSA uses and premiums

Additionally, HSA funds can also be used for:

  • Health insurance premiums (except for Medicare supplemental policies)
  • Long-term care insurance premiums
  • COBRA premiums
  • Qualified medical expenses for spouse and dependents

Health Savings Accounts (HSAs) are an incredible resource for individuals looking to efficiently manage healthcare expenses and build financial savings. In 2018, HSA coverage provides access to a variety of essential medical services and products that can be paid for using HSA funds.

Eligible expenses lists and documentation

It is important to keep receipts and documentation for all HSA expenses to ensure compliance with IRS regulations.

Take a look at what HSA covered expenses included in 2018:

  • Regular visits to healthcare providers
  • Prescription drugs
  • Inpatient stays at hospitals
  • Dental care services
  • Vision care treatments and eyewear
  • Counseling and mental health therapies
  • Medical devices and supplies like glucose monitors
  • Preventive care check-ups and screenings

Moreover, HSA funds can be utilized for various other expenditures like:

  • Certain health insurance premiums (not including Medicare supplemental policies)
  • Premiums for long-term care insurance
  • COBRA healthcare continuation coverage premiums
  • Qualified medical expenses for your spouse and dependents

It’s crucial to maintain receipts and documentation for all HSA-related expenses to ensure you’re in line with IRS regulations.

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