Health Savings Account (HSA) is a tax-advantaged savings account for individuals with high-deductible health plans (HDHPs) to save for medical expenses. In the case of HSA PPO, it refers to a health insurance plan that combines the benefits of a Health Savings Account with a Preferred Provider Organization. A PPO plan allows individuals to visit out-of-network providers at a higher cost, but with an HSA attached, the account can help cover those additional expenses.

Understanding the Health Savings Account (HSA) is crucial for anyone enrolled in a high-deductible health plan (HDHP). An HSA allows individuals to save money on a tax-advantaged basis, solely for their medical expenses. When combined with a Preferred Provider Organization (PPO), the benefits multiply by giving you the flexibility to choose from a wider network of healthcare providers.