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What is the max I can put into an HSA for 2018?

Published September 18, 2024

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Short answer: For 2018, you can contribute up to $3,450 for self-only coverage or $6,900 for family coverage, with a $1,000 catch-up if you are 55+.

2018 HSA contribution maximum limits

If you are considering contributing to a Health Savings Account (HSA) for the year 2018, it's essential to know the maximum limit you can put into your account. The contribution limit varies depending on whether you have self-only or family coverage under your high-deductible health plan. For 2018, the maximum you can contribute to your HSA is as follows:

  • For self-only coverage: $3,450
  • For family coverage: $6,900

These limits include both your contributions and any contributions made by your employer. If you are 55 years or older, you are allowed to make an additional catch-up contribution of $1,000, regardless of the coverage type.

It's important to note that these contribution limits are for the year 2018 specifically. If you are looking to make contributions for a different year, make sure to check the IRS guidelines for that particular year. Also, keep in mind that contribution limits may change annually due to inflation adjustments.

When planning your contributions to a Health Savings Account (HSA) for the year 2018, it's crucial to be aware of the maximum limits applicable. These limits are different based on whether you have self-only coverage or family coverage under a qualified high-deductible health plan. For self-only coverage in 2018, the maximum contribution stands at $3,450 , while for family coverage, the limit increases to $6,900 .

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