What are the Total 2018 HSA Contribution Limits?

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2018 HSA limits by coverage type

Are you looking to maximize your HSA contributions for 2018? Understanding the total HSA contribution limits for the year is crucial. The total 2018 HSA contribution limits are determined by the IRS and vary depending on your type of coverage.

For individuals with self-only coverage, the maximum contribution limit for 2018 is $3,450. If you have family coverage, the total contribution limit increases to $6,900. These limits include both your contributions and any contributions made by your employer.

If you're looking to optimize your Health Savings Account contributions for 2018, knowing the limits set by the IRS is essential. For those with self-only coverage, the limit is a solid $3,450, while families can contribute up to $6,900. Remember, this total includes both personal and employer contributions!

Catch-up contributions for age 55+

Additionally, if you are 55 or older, you are eligible to make catch-up contributions of up to $1,000 on top of the standard limits. This can help boost your savings even further.

Limits may change each year

It's important to note that these contribution limits are subject to change each year, so staying informed about the current limits is essential for maximizing the benefits of your HSA.