What Items Can Be Purchased with a HSA Account?

Health Savings Accounts (HSAs) are a valuable tool for managing healthcare expenses, but many people are unsure of what items can be purchased with their HSA funds. In general, HSA funds can be used to pay for a wide range of medical expenses, including:

  • Prescription medications
  • Co-pays and deductibles
  • Doctor visits and medical consultations
  • Dental care, including cleanings, fillings, and braces
  • Eye care, such as exams, glasses, and contact lenses
  • Over-the-counter medications and medical supplies
  • Medical equipment, like crutches or blood pressure monitors

It's important to keep in mind that not all expenses are eligible for HSA reimbursement, so it's a good idea to familiarize yourself with the IRS guidelines or check with your HSA provider before making a purchase.


Health Savings Accounts (HSAs) are an incredible financial tool designed to help you tackle your medical expenses without breaking the bank. Did you know that you can use your HSA funds for a myriad of medical necessities? Some common eligible expenses include:

  • Prescription medications that your doctor prescribes to manage your health.
  • Co-pays and deductibles, which can add up during a doctor's visit or medical procedure.
  • Regular visits to your healthcare provider, ensuring you stay on top of your health.
  • Dental procedures such as cleanings, fillings, and even braces for you or your kids.
  • Eye care expenses, encompassing everything from comprehensive exams to glasses and contact lenses.
  • Over-the-counter medications and essential medical supplies, ensuring you're stocked up for emergencies.
  • Medical equipment, including items like crutches, blood pressure monitors, and more, all vital for your home care.

Always remember, not every healthcare expense qualifies for HSA reimbursement, so staying informed about IRS guidelines is crucial to make the most of your HSA.

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