What Items Can Be Purchased with HSA? A Comprehensive Guide

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What HSA funds can purchase

If you have a Health Savings Account (HSA), you may be wondering what items are eligible for purchase using the funds in your account. Understanding what you can buy with your HSA can help you make the most of this valuable healthcare savings tool.

Here is a list of items that can be purchased with your HSA:

• Prescription medications
• Over-the-counter medications such as pain relievers, allergy medications, and cold remedies
• Medical supplies like bandages, blood sugar test kits, and thermometers
• Medical equipment such as crutches, wheelchairs, and home care beds
• Doctor's office co-pays and deductibles
• Dental expenses like cleanings, fillings, and braces
• Eye care including exams, glasses, contact lenses, and LASIK surgery
• Mental health services like therapy and counseling
• Alternative treatments such as acupuncture and chiropractic care

Which medical expenses aren’t eligible

It's important to note that not all medical expenses are eligible for HSA funds. Cosmetic procedures, vitamins, and most over-the-counter health products are examples of items that are not typically covered.

Why eligibility and receipts matter

By using your HSA funds for eligible expenses, you can save money on healthcare costs and take control of your medical spending. Be sure to keep receipts and documentation for all purchases made with your HSA, as you may need to provide proof of eligibility in the future.

Are you aware that with a Health Savings Account (HSA), you can cover a broad range of medical expenses? Knowing what items you can buy helps you save more on healthcare costs.