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What items can you buy with your HSA?

Published September 29, 2024

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Short answer: You can buy eligible healthcare items with your HSA, but not all expenses qualify—check your HSA provider or IRS guidelines to confirm what items qualify.

Overview of HSA eligible purchases

Health Savings Accounts (HSAs) are a valuable tool for managing healthcare expenses. One common question that people have is: what items can you buy with your HSA?

Did you know your Health Savings Account (HSA) can cover a wide range of healthcare expenses? Understanding what items you can buy with your HSA is crucial for maximizing your savings.

Specific items HSAs can cover

Here are some items that you can purchase with your HSA funds:

  • Prescription medications
  • Over-the-counter medications (with a prescription from a healthcare provider)
  • Medical supplies like bandages, first aid kits, and blood pressure monitors
  • Dental care products such as toothpaste, floss, and mouthwash
  • Vision care including contact lenses, eyeglasses, and solutions
  • Alternative therapies like acupuncture and chiropractic care

Not all expenses qualify for HSA

It's important to note that not all expenses are eligible for HSA reimbursement. Be sure to check with your HSA provider or IRS guidelines to confirm what items qualify.

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