What Percentage of HSA Can You Invest? - Understanding HSA Investment Options

Health Savings Accounts (HSAs) offer a great way to save for medical expenses while enjoying tax benefits. One common question among HSA account holders is regarding the percentage of HSA funds that can be invested.

When it comes to investing HSA funds, the percentage you can invest varies based on your HSA provider and the investment options they offer. In general, most HSA providers allow you to invest 100% of your HSA funds once you reach a certain minimum balance threshold.

Here are some key points to keep in mind regarding HSA investments:

  • Percentage of HSA funds that can be invested depends on the HSA provider and available investment options.
  • Most HSA providers allow investing 100% of HSA funds once a minimum balance threshold is reached.
  • Investment options may include mutual funds, stocks, bonds, and other investment vehicles.
  • Investing HSA funds can help you grow your savings over time and maximize your healthcare dollars.

It's important to research and understand your HSA provider's investment options and any associated fees before making investment decisions. By taking advantage of the investment options available with your HSA, you can make the most of your healthcare savings.


Health Savings Accounts (HSAs) not only provide a path to save for medical expenses, but they also offer an attractive way to invest your savings for potential growth. You might be wondering, what percentage of my HSA funds can I actually invest?

Download our FREE mobile app to get more of the following

Over 7,000+ HSA eligible items for sale.
Check on product HSA (Health Savings Account) eligibility
Get price update notifications
And more!

Did you find this page useful?

Subscribe to our Newsletter