What Purchases Qualify for HSA with Letter of Medical Necessity?

When it comes to using your HSA (Health Savings Account), there are specific guidelines on what purchases qualify with a Letter of Medical Necessity. Understanding these guidelines can help you make informed decisions and maximize the benefits of your HSA.

Here are some common purchases that may qualify for HSA with a Letter of Medical Necessity:

  • Acupuncture treatments
  • Chiropractic care
  • Dental treatments (excluding cosmetic procedures)
  • Hearing aids and related services
  • Prescription medications
  • Medical supplies (e.g., crutches, bandages)
  • Mental health counseling

It's important to note that not all purchases may qualify, so it's essential to consult with your healthcare provider and tax advisor before making any purchases using your HSA funds.


Did you know that certain expenses can be covered by your Health Savings Account (HSA) with a Letter of Medical Necessity? This is an important aspect of leveraging your HSA effectively and ensuring you get the most out of your contributions.

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