What Should I Do With My HSA Balance After I Quit?

After you quit your job, you may be wondering what to do with your HSA balance. It's important to understand your options so you can make the best decision for your health and financial wellness.

Here are some key things to consider when deciding what to do with your HSA balance:

  • Review your HSA balance and any outstanding medical expenses.
  • Understand how your HSA works and its benefits.
  • Consider rolling over your HSA balance to a new HSA account.
  • Explore using your HSA funds for qualified medical expenses post-employment.
  • Keep track of any fees associated with your HSA account.

Remember, your HSA funds are yours to keep, even if you change jobs or retire. The goal is to use your HSA balance wisely to cover future medical costs and save for healthcare expenses in the long run.


After you quit your job, it can be overwhelming to figure out what to do with your HSA balance. Keep in mind that your HSA funds are portable, meaning they stay with you even if you leave your employer.

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