What to Do If You Lose Your HSA Card - A Guide for HSA Account Holders

Have you misplaced your HSA card and don't know what to do next? Don't worry; here's a helpful guide to navigate through this situation.

Losing your HSA card can be a stressful experience, but there are steps you can take to address the issue efficiently:

  1. Contact Your HSA Provider: Notify your HSA provider as soon as you realize your card is missing. This step is crucial to protect your account from any unauthorized transactions.
  2. Request a Replacement Card: Your HSA provider can assist you in requesting a new card. Be sure to verify any fees associated with replacing the card and the estimated delivery time.
  3. Monitor Your Account: Keep a close eye on your HSA transactions online or through statements to ensure no unauthorized charges have been made.
  4. Consider Using Other Payment Methods: While waiting for your new card, you can opt for alternative payment methods like personal funds and seek reimbursement from your HSA later.
  5. Update Your Information: If there have been any changes to your contact information, inform your HSA provider to avoid any disruptions in communication.

By following these steps, you can efficiently handle the situation if you lose your HSA card and safeguard your account from potential risks.


Misplacing your HSA card can happen to anyone, and it's important to remain calm. Start by contacting your HSA provider right away to mitigate any risks.

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