What Happens to My HSA Account if the Balance Falls to Zero?

Health Savings Accounts (HSAs) are a valuable tool for managing healthcare expenses and saving for the future. If your HSA balance falls to zero, there are several things to consider:

1. No Loss of Account: Your HSA account remains open even if the balance reaches zero, and you still have access to the account benefits.

2. No Penalty: There is no penalty for having a zero balance in your HSA.

3. No Expiration: Unlike Flexible Spending Accounts (FSAs), HSAs do not have a

Health Savings Accounts (HSAs) provide an excellent way to save for medical expenses, and even if your balance dips to zero, there's no need to worry.