What Can You Buy with HSA? Exploring Eligible Expenses

Health Savings Accounts (HSAs) are a valuable financial tool that can help individuals save money for medical expenses while offering tax benefits. One common question that people have about HSAs is what they can buy with the funds in their account. Here are some eligible expenses you can use your HSA funds for:

  • Prescription medications
  • Doctor's visits
  • Hospital fees
  • Dental care
  • Vision care

These are just a few examples of the many medical expenses that you can cover using your HSA. It's important to note that not all expenses are eligible, so it's always a good idea to check with your HSA provider or refer to the IRS guidelines for a comprehensive list of qualified medical expenses.


Health Savings Accounts (HSAs) are an essential financial resource allowing individuals to set aside pre-tax money for qualified medical expenses. Curious about what you can use your HSA funds for? Here’s a closer look at some commonly eligible expenses:

  • Prescription medications that require a doctor's approval.
  • Routine doctor's visits, including check-ups and specialist consultations.
  • Hospital fees, covering everything from overnight stays to emergency services.
  • Dental care expenses such as cleanings, fillings, and orthodontics.
  • Vision care, including eye exams, glasses, and contact lenses.
Aside from these examples, HSAs can cover a wider range of health-related expenses. Be sure to consult your HSA provider or refer to IRS guidelines for an all-encompassing list of qualified expenses.

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