What You Can Buy with an HSA OptumBank: A Comprehensive Guide

Health Savings Accounts (HSAs) offer individuals a way to save and pay for medical expenses tax-free. When it comes to using your HSA funds at OptumBank, there are a variety of eligible expenses you can cover. Let's explore what you can buy with your HSA OptumBank.

Eligible Expenses:

  • Prescription medications
  • Over-the-counter medicines with a doctor's prescription
  • Medical devices (like blood pressure monitors)
  • Dental care (including braces and dentures)
  • Eye care (such as glasses, contact lenses, and Lasik surgery)
  • Mental health services
  • Physical therapy
  • Chiropractic care
  • Acupuncture
  • And more!

It's important to note that not all expenses are eligible, so be sure to check the IRS guidelines or consult with your HSA provider for specific details.

Benefits of Using Your HSA at OptumBank:

  • Convenient access to funds for medical expenses
  • Easy online payment options
  • Ability to track expenses and manage your account online
  • Tax advantages, including tax-deductible contributions and tax-free withdrawals for qualified medical expenses

By understanding what is covered and the benefits of using your HSA at OptumBank, you can make the most of your healthcare dollars and prioritize your well-being.


Health Savings Accounts (HSAs) at OptumBank empower you to manage your healthcare costs efficiently. Not only can you save for medical expenses tax-free, but you can also utilize your HSA for a wide range of eligible purchases that contribute to your overall well-being.

Download our FREE mobile app to get more of the following

Over 7,000+ HSA eligible items for sale.
Check on product HSA (Health Savings Account) eligibility
Get price update notifications
And more!

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