What Can You Spend Your Optum HSA On?

Health Savings Accounts (HSAs) like Optum HSA can be incredibly beneficial in managing your healthcare expenses. One of the key questions that often arise is what you can spend your Optum HSA on. Thankfully, there is a wide range of eligible expenses that your HSA funds can cover, providing you with flexibility and peace of mind.

Here are some common expenses you can use your Optum HSA funds for:

  • Doctor visits and consultations
  • Prescription medications
  • Dental care, including cleanings, fillings, braces, etc.
  • Vision care, such as eye exams, glasses, contact lenses, etc.
  • Mental health services, including therapy sessions
  • Over-the-counter medications and supplies
  • Medical supplies like bandages, crutches, etc.

It's important to keep in mind that not all expenses are eligible for HSA funds. It's essential to familiarize yourself with the IRS guidelines on qualified medical expenses to ensure that you are using your HSA funds correctly.

By leveraging your Optum HSA for eligible expenses, you can make the most out of your healthcare savings while taking care of your well-being.


Health Savings Accounts (HSAs), such as the Optum HSA, are fantastic tools for managing healthcare costs effectively. If you're wondering what you can spend your Optum HSA funds on, you'll be pleased to know that numerous qualified expenses are available to you, making healthcare more accessible.

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