Where Does the Money on Your HSA Card Go When You Leave Employment?

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Your HSA stays with you

When you leave employment, the money on your HSA card remains yours and goes with you.

Here are some key points to remember about your HSA funds:

• HSAs are owned by the individual, not the employer
• You have full control over the funds in your HSA
• The money in your HSA stays with you even if you change jobs or retire

What happens after leaving employment

It's important to be aware of the following:

• You can continue to use your HSA funds for qualified medical expenses
• You can no longer contribute to your HSA once you leave employment
• Consider rolling over your HSA to a new provider or converting it to a retirement account

When you leave your job, rest assured that the money on your HSA card is still your property and it follows you wherever you go.