Which HSA Investments Have the Lowest Management Fees?

When it comes to HSA investments, choosing options with low management fees can help maximize your savings. Here are some of the HSA investments with the lowest management fees:

  • S&P 500 Index Funds
  • Total Stock Market Index Funds
  • Target-Date Funds
  • ETFs (Exchange-Traded Funds)
  • Low-Cost Bond Funds

These investments typically have lower management fees compared to actively managed funds, allowing you to keep more of your money working for you.


When considering HSA investments, opting for those with low management fees is crucial for maximizing your long-term savings. Some of the standout options include S&P 500 Index Funds, which offer broad market exposure at low costs.

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