Which is Better for HSA Investments: ITOT or IVV?

When it comes to investing your Health Savings Account (HSA) funds, choosing the right investment options is crucial. Two popular choices for HSA investments are ITOT and IVV. Let's delve into the details to determine which might be better for your HSA investments.

ITOT and IVV are both exchange-traded funds (ETFs) that track the performance of the overall stock market. Here are some key points to consider when deciding between ITOT and IVV:

• ITOT (iShares Core S&P Total U.S. Stock Market ETF):
• Diversified exposure to the entire U.S. stock market
• Low expense ratio
• Passively managed
• IVV (iShares Core S&P 500 ETF):
• Tracks the performance of the S&P 500 index
• Larger cap stocks
• Generally lower risk compared to ITOT

Ultimately, the decision between ITOT and IVV will depend on your risk tolerance, investment goals, and portfolio diversification strategy. Consulting with a financial advisor can help you make an informed decision based on your individual circumstances.

When considering where to invest your Health Savings Account (HSA) funds, it's essential to weigh the options carefully. ITOT and IVV are both excellent ETFs, each offering unique advantages for your investment strategy.