Which Online Banks Offer HSA? Find Out the Best Options Here

When it comes to Health Savings Accounts (HSAs), choosing the right online bank is crucial. Thankfully, there are several reputable online banks that offer HSAs to help you manage your healthcare expenses efficiently. Let's explore some of the top options:

Top Online Banks Offering HSAs

  • Bank of America: Known for its easy-to-use online platform and competitive HSA rates.
  • Lively: Specializes in HSAs and provides a user-friendly experience with no hidden fees.
  • Optum Bank: Offers a variety of investment options for your HSA funds.
  • HealthEquity: Known for its customer service and educational resources for HSA account holders.
  • HSA Bank: Provides a range of HSA solutions tailored to individual needs.

These online banks make managing your HSA simple and convenient, allowing you to save for medical expenses tax-free. Be sure to compare their features and fees to find the best fit for your financial goals.


When it comes to managing your healthcare costs, a Health Savings Account (HSA) can be a powerful tool. It's important to select an online bank that fits your financial needs, and luckily, there are plenty of options available.

Top Online Banks Offering HSAs

  • Bank of America: Offers a seamless online experience with competitive interest rates on HSAs, making it easy to save for medical expenses.
  • Lively: This bank focuses solely on HSAs, ensuring a straightforward experience with no monthly fees or maintenance charges.
  • Optum Bank: Provides several investment choices for your HSA, allowing you to grow your funds for future healthcare expenses.
  • HealthEquity: Renowned for excellent customer support and a wealth of educational materials to help you maximize your HSA benefits.
  • HSA Bank: Caters to diverse needs with a wide range of account options and features tailored specifically for HSAs.

By exploring these online banks, you can simplify the management of your HSA and take full advantage of tax-free savings for medical needs. Always make sure to compare their fees, features, and benefits to choose the best one for you.

Download our FREE mobile app to get more of the following

Over 7,000+ HSA eligible items for sale.
Check on product HSA (Health Savings Account) eligibility
Get price update notifications
And more!

Did you find this page useful?

Subscribe to our Newsletter