Who Gets Unused HSA Money? Understanding the Rules and Benefits

Health Savings Accounts (HSAs) are a great way to save for medical expenses while enjoying tax benefits. However, a common question that arises among HSA account holders is: who gets the unused HSA money?

When it comes to HSA funds that are left unspent, it's essential to understand the rules and implications. Here's what you need to know:

• HSAs are owned by the individual account holder, which means the money in the account belongs to you.
• Unused HSA funds roll over from year to year, unlike Flexible Spending Accounts (FSAs) that have a
  

  Health Savings Accounts (HSAs) are designed not just as a means to save for current medical expenses, but also as a long-term investment for your health, allowing you to retain unused funds indefinitely.